Tax Guides

Catching Up

Haven't Filed Taxes in Years? Here Are Your Options

Several years of unfiled returns is fixable, and usually less painful than people fear. How many years the IRS expects, what penalties really apply, refund deadlines you can still meet, and the special path for foreign accounts.

7 min read · Updated September 8, 2026
Deadlines

The October 15 Deadline: What's Actually Due (2025 Returns)

October 15, 2026 is the final deadline for extended 2025 individual returns. What's due that day, what isn't, what happens if you miss it, and the penalties that are already running.

6 min read · Updated August 21, 2026
Extensions

A Tax Extension Gives You More Time to File — Not More Time to Pay

Filing Form 4868 extended your 2025 return to October 15, 2026 — but your payment was still due April 15. What that costs, how the penalties differ, and how to limit the damage.

5 min read · Updated August 21, 2026
Expat Deadlines

October 15 Checklist for Americans Living Abroad

Living overseas? Your extended 2025 return, the FBAR, Form 8938 and Form 2555 all converge on October 15, 2026. What to gather, what to check, and the December 15 option most filers don't know about.

6 min read · Updated August 21, 2026
FBAR

Who Has to File an FBAR (FinCEN Form 114)?

Who must file an FBAR, the $10,000 threshold, the April 15 deadline, 2026 penalties after Bittner, and how to catch up if you're behind. By a licensed CPA.

6 min read · Updated June 29, 2026
Cryptocurrency

How Is Cryptocurrency Taxed in the United States?

How U.S. crypto tax works: capital gains on Form 8949, staking as income (Rev. Rul. 2023-14), the 2025 wallet-by-wallet basis rule, and Form 1099-DA. By a CPA.

7 min read · Updated June 29, 2026
Streamlined / SDOP

What Is the Streamlined Domestic Offshore Procedure (SDOP)?

The Streamlined Domestic Offshore Procedure (SDOP) explained: who qualifies, the 5% penalty, 3 years of returns, 6 years of FBARs, and Form 14654. By a licensed CPA.

6 min read · Updated June 29, 2026

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